The invention relates to a conversation method and a conversation device for terminal equipment. The method comprises steps that incoming call triggering of other terminal equipment is received, and the incoming call triggering comprises a telephone number of the other terminal equipment; the telephone number of the other terminal equipment is matched with a pre-configured charging number list to determine whether the telephone number of the other terminal equipment is a calling charging number, and the charging number list comprises at least one calling charging number of which calling conversation is charged and called conversation is not charged; if the telephone number of the other terminal equipment is the calling charging number, incoming call triggering is ended, and a callback call is made according to the telephone number of the other terminal equipment. According to the method, if the incoming call number is determined to be the calling charging number, the incoming call of the incoming call number can be hung up through the terminal equipment, the active callback call is made according to the incoming call number, user operation is not only simplified, conversation efficiency is improved, but also conversation fee is further reduced, and user experience is improved.