The present invention provides a security information management method and apparatus, and a terminal. The security information management method includes the steps of detecting whether a current terminal meets a protection condition of security information; and if the current terminal meets the protection condition of the security information, protecting the security information. According to the method, a problem in the prior art that a user cannot protect the security information proactively when forgetting starting a protection mechanism of the security information is solved, when the terminal is in a state in which the terminal can check the security information smoothly, the terminal protects the security information proactively when meeting the protection condition of the security information, therefore, the security information in the terminal is further protected.