A tarp distributing apparatus includes a tarp guide device held in an immobile condition adjacent to and extending upright to above a rear location on a truck load bed so as to establish the height to which a tarp can be moved to above and over the rear of a cargo on the truck load bed, a tarp draught device mounted in a mobile condition adjacent to and extending upright to above the truck load bed forwardly of the tarp guide device so as to undergo movement relative thereto and along the truck load bed for engaging and pulling the tarp relative to the tarp guide device forwardly over the cargo, and an actuation mechanism configured to manipulate and move the tarp draught device relative to the tarp guide device and the cargo so as to accomplish distributing the tarp over at least a portion of the cargo.