In an illustrative embodiment, an insert apparatus for creating an attachment point in an aircraft panel includes a flange insert configured for bonding against an inner surface of a skin of the aircraft panel such that a portion of a load from a component mounted to the attachment point is distributed through the skin. The flange insert may include a wide flange, a bore, and a central opening through the wide flange and the bore, and a nut including an enlarged end and a shaft, where the nut is disposed in the central opening of the flange such that the enlarged end is proximate the wide flange and the shaft extends along the bore. Upon bonding to the aircraft panel, the bore may extend from an underside of the wide flange to proximate an outer surface of the skin of the aircraft panel.