Invention Grant
- Patent Title: Systems and methods for quoting multiple homeowner insurance products
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Application No.: US14598635Application Date: 2015-01-16
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Publication No.: US10043217B1Publication Date: 2018-08-07
- Inventor: Philip Christopher Bolden , Erin Corbin , Sajay Sadasivan , Bernardo Bracero
- Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: Marshall, Gerstein & Borun LLP
- Agent Randall G. Rueth
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; G06Q30/06

Abstract:
Methods and systems for creating and presenting multiple insurance product offerings are provided. According to certain aspects, an insurance provider may receive data including customer demographic information and property information, and determine two or more insurance product offerings with quotes based upon the received data or upon a single request for an insurance product offering. The provider may then send, via a computer network, data to enable a client computing device to display, in a single graphic representation, the two or more insurance product offerings and/or summaries of each. The insurance product offerings may relate to homeowners insurance, and the summary of each insurance product offering may include a premium, discount, and an icon that allows customization. Each summary may also include coverage amounts, liability coverage, personal belonging coverage, and/or additional coverage options. A side-by-side comparison of the insurance products offered may facilitate efficient and informed review by a customer.
Information query