Invention Grant
- Patent Title: Authenticating a request for an electronic transaction
-
Application No.: US15216282Application Date: 2016-07-21
-
Publication No.: US10044727B2Publication Date: 2018-08-07
- Inventor: Michael Bender , David E. Nachman , Michael P. Shute
- Applicant: International Business Machines Corporation
- Applicant Address: US NY Armonk
- Assignee: International Business Machines Corporation
- Current Assignee: International Business Machines Corporation
- Current Assignee Address: US NY Armonk
- Agent Maeve M. Carpenter
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; H04L29/06 ; G06Q20/40 ; G06Q50/00 ; G06F21/62

Abstract:
In an approach for authenticating a request for an electronic transaction, a computer determines whether a request from a user for an electronic transaction is suspicious. The computer determines one or more contacts of the user. The computer then determines, based on at least a response from the one or more contacts, whether the request for the electronic transaction is suspicious, wherein determining the request is not suspicious validates authentication of the electronic transaction.
Public/Granted literature
- US20160330207A1 AUTHENTICATING A REQUEST FOR AN ELECTRONIC TRANSACTION Public/Granted day:2016-11-10
Information query