A shoreline protection and bank stabilization system and method are provided that creates a living shoreline suitable for a variety of soils and wave energy conditions. A combination of recycled plastic matrix layers of geo-synthetic recycled plastic matrix sheets is employed, including matrix sheets that are planted during installation and those that contain pre-grown vegetation. The sheets are secured on a newly constructed or existing levee, earthen berm or earthen terrace. When installed, the system protects and stabilizes banks and shorelines with a variety of soils including loose organics. The system also stabilizes and protects banks and shorelines from a variety of wave energy environments including open water wave action in coastal waters throughout the United States and internationally, but especially in the coastal environment of Louisiana and the Gulf Coast.