Embodiments of the invention are directed to a system, method, or computer program product for security confidence calculation for digital wallet integration. In this way, the invention provides instantaneous access to new payment methods, such as credit cards with prevention of misappropriation based on user device security confidence and token presentation. As such, the system allows for instant application approval, authorization, and instant integration of credit cards to a user's digital wallet. Thus allowing a user to instantaneously use the new credit card via his/her digital wallet without having to wait for the physical card to be received and activated.