Systems, methods, and computer program products to perform an operation comprising receiving a policy document specifying a plurality of criteria, identifying, in a segment of unstructured text in the policy document, a criteria delimiter, creating a first portion and a second portion of the segment of unstructured text, wherein the first and second portions are created based on the criteria delimiter, wherein the first and second portions comprise a first criterion and a second criterion, respectively, and responsive to identifying an anaphora in the second portion of the segment of unstructured text that is related to a term in the first portion of the segment of unstructured text, combining the first criterion and the second criterion into a composite criterion.