Invention Grant
- Patent Title: Systems and methods for generating and managing dynamic customized electronic tokens for electronic device interaction
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Application No.: US15700074Application Date: 2017-09-08
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Publication No.: US10115104B2Publication Date: 2018-10-30
- Inventor: Paul Y Moreton , Matthew de Ganon , Thomas S Poole
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Finnegan, Henderson, Farabow, Garrett & Dunner LLP
- Main IPC: G06Q20/36
- IPC: G06Q20/36 ; G06Q20/38 ; G06Q20/06 ; G06Q20/32

Abstract:
Systems and methods are provided for generating and managing dynamic customized electronic tokens for electronic device interactions. A system for transferring data between a user device associated with a user and a remote device may include a memory storing instructions and a processor configured to execute the stored instructions. The stored instructions may configure the processor to receive, via a network, transaction information from the remote device, access information associated with an electronic token, and provide the electronic token to the remote device. The electronic token may be associated with at least one of the user or the user device, and a token server may generate the electronic token based on the received transaction information, and determine one or more expiration parameters for the electronic token.
Public/Granted literature
Information query