Invention Grant
- Patent Title: Cloud-based virtual wallet NFC apparatuses, methods and systems
-
Application No.: US14024605Application Date: 2013-09-11
-
Publication No.: US10192216B2Publication Date: 2019-01-29
- Inventor: Ayman Hammad
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend and Stockton LLP
- Main IPC: G06Q20/36
- IPC: G06Q20/36 ; G06Q20/38 ; G06Q20/40 ; G06Q20/12 ; G06Q20/20 ; G06Q20/22 ; G06Q20/32 ; G06Q20/34 ; G06Q20/42

Abstract:
The CLOUD-BASED VIRTUAL WALLET NFC APPARATUSES, METHODS AND SYSTEMS (“EAE”) transform user enhanced security transaction initiation requests using EAE components into time-limited, session-specific transaction bounding tokens. In some implementations, the disclosure provides a processor-implemented method of transforming a transaction bounding token request into transaction bounded tokens and purchase authorizations.
Public/Granted literature
- US20140074637A1 CLOUD-BASED VIRTUAL WALLET NFC APPARATUSES, METHODS AND SYSTEMS Public/Granted day:2014-03-13
Information query