A system and method for creating a charging schedule for an electric vehicle that include determining a current state of charge of the electric vehicle. The system and method also include determining an average price per kilowatt-hour of energy to charge the electric vehicle to reach at least one of: a target state of charge of the electric vehicle and a maximum state of charge of the electric vehicle. The system and method further include creating the charging schedule based on the current state of charge and the average price per kilowatt-hour of energy.