Provided is a resin film, etc. not having the film strength thereof being easily degraded, even when an additive is used. Further, provided is a resin film, etc. having a lower reflectivity. A low refractive index layer (the resin film) comprises a binder. Further, the low refractive index layer comprises hollow particles distributed in the binder. Further, the low refractive index layer comprises a fluorine-containing polymer which is immiscible with the hollow particles. The fluorine-containing polymer which is immiscible with the hollow particles is mostly distributed on the surface of the low refractive index layer.