Computer systems and methods are described for automatically generating a 3D model, including locating a geographical location of a structure using wire-frame data of the structure; obtaining, using the geographical location of the structure, geo-referenced images representing the geographic location of the structure and containing one or more real façade texture of the structure; locating a geographical position of one or more real façade texture of the structure; selecting one or more base oblique image from the geo-referenced images by analyzing, with selection logic, image raster content of the real façade texture depicted in the multiple geo-referenced images, the selection logic using a factorial analysis of the image raster content; and applying the real façade texture of the base oblique image to the wire-frame data of the structure to create a three dimensional model providing a real-life representation of physical characteristics of the structure.