The present invention discloses a method, apparatus and system for monitoring vehicle driving safety. The method comprises: determining a vehicle driving route range between the originating address and the destination address and a reasonable time range for arriving at the destination address; when a location of the vehicle goes beyond the vehicle driving route range or the vehicle driving time exceeds the reasonable time range according to driving data of the vehicle, sending an in-vehicle image acquisition instruction to the vehicle-mounted smart device, such that the vehicle-mounted smart device acquires and sends in-vehicle image information to the taxi-hailing server; comparing in-vehicle image information acquired twice by the vehicle-mounted smart device after responding to the taxi-hailing request and when a passenger gets on; and sending alarm information to a safety monitoring server to notify a traffic policeman nearby the vehicle to inspect or monitor the vehicle.