Invention Grant
- Patent Title: Dynamic modification of a verification method associated with a transaction card
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Application No.: US15970488Application Date: 2018-05-03
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Publication No.: US10242367B1Publication Date: 2019-03-26
- Inventor: Adam Koeppel , Robert Perry
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Harrity & Harrity, LLP
- Main IPC: G06Q20/32
- IPC: G06Q20/32 ; G06Q20/34 ; G06Q20/40 ; H04W12/06

Abstract:
A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.
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