Invention Grant
- Patent Title: Automated account provisioning
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Application No.: US15338017Application Date: 2016-10-28
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Publication No.: US10248952B2Publication Date: 2019-04-02
- Inventor: Glen Leon Powell , John F. Sheets , Igor Karpenko
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
- Current Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; H04W4/24 ; H04W4/12 ; H04W12/06 ; H04W4/50 ; G06Q20/32 ; G06Q20/36 ; H04L12/14 ; H04M15/00 ; H04M17/02 ; G06Q20/38 ; H04W12/04

Abstract:
Embodiments of the present invention are directed to systems, methods, and apparatus for allowing an issuer to initiate account provisioning on a mobile device without interacting with an accountholder. The issuer may initiate the process by sending a provisioning information request message to a mobile device with a secure element. The mobile device may recognize the provisioning request message and gather the requisite provisioning information without requiring user input. The provisioning information may include information associated with the secure element of the mobile device. The mobile device may then send a provisioning request message to a provisioning system. The provisioning request message may include the requisite provisioning information to allow the provisioning system to provision the financial account on the secure element of the mobile device.
Public/Granted literature
- US20170046696A1 AUTOMATED ACCOUNT PROVISIONING Public/Granted day:2017-02-16
Information query