Disclosed are an apparatus and a method for controlling a vehicle using a user terminal that authenticates a user terminal using an NFC module mounted in a vehicle and controls the vehicle using communication between the NFC module and the user terminal. An apparatus for controlling a vehicle using a user terminal includes: a terminal authenticator that authenticates a user terminal using any one module of wireless communication modules mounted in a vehicle; and a vehicle controller that controls the vehicle in a fit-type in accordance with the position of the any one module when the user terminal is authenticated.