Invention Grant
- Patent Title: Interactive kiosk for branchless banking
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Application No.: US13540325Application Date: 2012-07-02
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Publication No.: US10296875B1Publication Date: 2019-05-21
- Inventor: Bharat Prasad , Gunjan Vijayvergia , Charles Lee Oakes, III
- Applicant: Bharat Prasad , Gunjan Vijayvergia , Charles Lee Oakes, III
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Perkins Coie LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q20/10

Abstract:
An automated banking terminal for facilitating a financial transaction is provided. The automated banking terminal includes a processor, a display for presenting a set of customer menu options, and a communication interface. The automated banking terminal also includes expansion slots which have a mechanical interface and an electrical interface. Expansion modules may be connected to the processor through the expansion slots. An expansion module may be a cash dispensing module, a cash receiving and counting module, a check receiving module, a printer, a scanner, a biometric interface, a signature pad, an account card reader, or an account card programmer. The processor of the automated banking terminal is configured to detect the expansion module and determine additional menu options to supplement the customer menu options based on detecting the expansion module.
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