Invention Grant
- Patent Title: Systems and methods for electronic presentation of financial instrument offers
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Application No.: US15421652Application Date: 2017-02-01
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Publication No.: US10296907B1Publication Date: 2019-05-21
- Inventor: Matthew Nolte , Marcus Lee Willard , Raquel Alexis Low , Michelle Leib , Emily Krebs , Bryan Osterkamp
- Applicant: United Services Automobile Association (USAA)
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Perkins Coie LLP
- Main IPC: G06F1/00
- IPC: G06F1/00 ; G06Q20/10 ; G06Q20/20 ; G06Q20/34 ; G06Q20/40

Abstract:
Methods and systems described in this disclosure generally relate to presentation of electronic offers that are viewable on financial instruments (e.g., credit cards and debit cards) by users. More specifically, various embodiments of the present disclosure relate to methods and systems for embedding information pertaining to the electronic offers on a financial instrument of a user. The information can be displayed on a screen or using flashing lights included inside or on the surface of the financial instrument. These offers can be provided by merchants or by banks and financial institutions associated with the financial instrument. In some embodiments, the financial instrument communicates with a mobile application running on a user's mobile device via wireless communication methods to receive offer-related information provided by the mobile application.
Information query