A check-out system includes a registration apparatus and a plurality of payment apparatuses. The registration apparatus receives input of merchandise information and receives input of a user code in connection. The registration apparatus generates payment identification based on the input merchandise information. The registration apparatus transmits the payment information. If the user code is input in the registration apparatus, the payment information is transmitted in correspondence with the user code. One of the payment apparatuses receives input of the user code. In response to the user code being input, the payment apparatus transmits a request for the payment information that was transmitted in correspondence with the user code. The payment apparatus receives the payment information that was transmitted in correspondence with the user code. The payment apparatus processes payment with respect to the received payment information.