A predictive back-emf protection methodology for an electromechanical system, including a signal processor that processes a source signal to provide a modified source signal, a driver that converts the modified source signal to a drive signal, and an electromechanical transducer that generates, from the drive signal, a transducer response, and a back-emf signal coupled back to the driver output. A predictive back-emf generator (such as a routine in the signal processor) is characterized by a back-emf transfer function (linear parameterized model of the electromechanical transducer) for transforming an input signal into a transform back-emf representation of a back-emf signal predicted by the back-emf transfer function as a response of the electromechanical transducer to such input signal. The signal processor processes the source signal based on the transform back-emf representation to generate the modified source signal input to the driver. An example application is limiting peaking current in an audio system.