Invention Grant
- Patent Title: Methods using a mobile device to provide data for insurance premiums to a remote computer
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Application No.: US14589618Application Date: 2015-01-05
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Publication No.: US10410288B2Publication Date: 2019-09-10
- Inventor: Benjamin F. Bowne , Jufeng “James” Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, Sr. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
- Applicant: State Farm Mutual Automobile Insurance Company
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: Slayden Grubert Beard PLLC
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; G06Q10/06 ; G06Q10/08 ; B60W40/09 ; G06Q40/04 ; G07C5/08 ; H04W4/04 ; G01S19/13 ; G06Q30/02 ; G07C5/00 ; H04W4/02 ; G01C21/36 ; H04W4/40 ; H04L29/08
Abstract:
A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
Public/Granted literature
- US20150149219A1 Methods Using a Mobile Device to Provide Data for Insurance Premiums to a Remote Computer Public/Granted day:2015-05-28
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