Invention Grant
- Patent Title: Multi-variable composition at channel for multi-faceted authentication
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Application No.: US15454973Application Date: 2017-03-09
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Publication No.: US10412082B2Publication Date: 2019-09-10
- Inventor: Cameron Darnell Wadley , William August Stahlhut , Elizabeth S. Votaw , Jeffery B. Schroeder
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; Nicholas C. Russell
- Main IPC: G06F21/00
- IPC: G06F21/00 ; H04L29/06 ; H04L9/08 ; G06Q20/10 ; G06Q20/40

Abstract:
Embodiments of the present invention provide a system for providing real-time multi-faceted authentication of a user before or during the user's interaction with a channel. The system uses authentication devices to acquire large amounts of authentication level information data, then makes a determination that at least a portion of the acquired authentication level information data cannot be efficiently processed by a conventional computer apparatus due to the complexity of a required analysis process and/or the quantity of data that must be processed. The system then formats and transmits this authentication data to a special quantum optimizer that is configured to perform the complex analysis and/or process extremely large volumes of data substantially in real-time. The quantum optimizer performs the analysis and returns a confirmed identity of the user that is then used by the conventional computer apparatus to authenticate the user for the interaction with the channel.
Public/Granted literature
- US20180262489A1 MULTI-VARIABLE COMPOSITION AT CHANNEL FOR MULTI-FACETED AUTHENTICATION Public/Granted day:2018-09-13
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