A call forwarding method, a terminal, and a portable electronic device, where the method includes determining whether the phone number is in a preset blacklist when a terminal receives a call carrying a phone number, and executing, by the terminal, a preset first call forwarding policy when the blacklist includes the phone number, where the first call forwarding policy includes that the terminal blocks or terminates the call, and does not trigger a server to forward the call to another terminal preset, or executing, by the terminal, a preset second call forwarding policy when the blacklist does not include the phone number, where the terminal presets a call forwarding on busy service or an unconditional call forwarding service.