Invention Grant
- Patent Title: Multiple merchant payment processor platform apparatuses, methods and systems
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Application No.: US14230327Application Date: 2014-03-31
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Publication No.: US10438176B2Publication Date: 2019-10-08
- Inventor: Alan Johnson , Ajay Kumar , John Wang , Rajiv Dutta
- Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Loeb & Loeb LLP
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/02 ; G06Q20/08 ; G06Q20/12 ; G06Q20/20 ; G06Q20/32 ; G06Q20/34 ; G06Q20/38 ; G06Q30/02

Abstract:
The MULTIPLE MERCHANT PAYMENT PROCESSOR PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MID-PLATFORM”) enable merchants to customize the way payments made to them are processed. For example, a computer-implemented MID-Platform receives a payment request associated with a site (e.g., a website) and identifies a site profile associated with the site. The site profile is associated with one or more account processors and one or more transaction preference rules for selecting one of the account processors. The MID-Platform processes information associated with the payment request according to one or more transaction preference rules to select one of the account processors. Then, the MID-Platform sends a payment processing request to the selected account processor.
Public/Granted literature
- US20140249999A1 Multiple Merchant Payment Processor Platform Apparatuses, Methods and Systems Public/Granted day:2014-09-04
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