Invention Grant
- Patent Title: Banking systems controlled by data records
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Application No.: US15686677Application Date: 2017-08-25
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Publication No.: US10453290B2Publication Date: 2019-10-22
- Inventor: Joan C. Brancaccio
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Banner & Witcoff, Ltd.
- Agent Michael A. Springs
- Main IPC: G07D11/00
- IPC: G07D11/00 ; G07D11/16 ; G07D11/20 ; G07D11/28 ; G07F19/00

Abstract:
A computing platform may receive, from one or more cash handling devices, aggregated activity information comprising a plurality of transaction records. Subsequently, the computing platform may identify one or more deposit transactions based on the aggregated activity information comprising the plurality of transaction records. Based on identifying the one or more deposit transactions, the computing platform may generate one or more account credit commands, which may direct at least one account management computer system to apply one or more provisional credits to one or more treasury accounts associated with the one or more deposit transactions. Subsequently, the computing platform may send, to the at least one account management computer system, the one or more account credit commands directing the at least one account management computer system to apply the one or more provisional credits to the one or more treasury accounts associated with the one or more deposit transactions.
Public/Granted literature
- US20170352223A1 Banking Systems Controlled by Data Bearing Records Public/Granted day:2017-12-07
Information query