A flush-mounted handle assembly for a cargo door having an exterior rotatable handle having a bumper assembly and an interior rotatable handle, a housing having a cavity for receipt of the exterior rotatable handle and an actuator positioned between the interior rotatable handle and housing. The housing having a skid plate positioned within the cavity for receipt of the bumper when the exterior rotatable handle is rotated and the housing also having a shaft removably connected to the housing by a nut for receipt of the actuator.