Invention Grant
- Patent Title: Issuance of virtual electronic cards using device and user-specific authentication information
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Application No.: US15497177Application Date: 2017-04-25
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Publication No.: US10546298B2Publication Date: 2020-01-28
- Inventor: Walter E. Quiroga , Philip G. Schmidt , William Friedewald
- Applicant: Ciphertext Solutions, Inc.
- Applicant Address: US NJ Hoboken
- Assignee: Ciphertext Solutions, Inc.
- Current Assignee: Ciphertext Solutions, Inc.
- Current Assignee Address: US NJ Hoboken
- Agency: Foley & Lardner LLP
- Agent Christopher J. McKenna
- Main IPC: G06F9/44
- IPC: G06F9/44 ; G06Q20/40 ; G06Q20/22 ; G06Q20/32 ; G06Q20/34 ; G06Q30/06 ; G06F21/31 ; G06F21/32 ; G06Q20/36 ; H04W12/06

Abstract:
An authentication application may securely communicate with a secure gateway using encryption based on an identifier of the plugin. The authentication application may authorize the plugin based on the identifier. The plug-in may receive biometric information and a unique device identifier. The authentication application may authenticate the user for use of the authorized plugin based the biometric information and the unique device identifier. The plug-in may receive a request to issue a new electronic card via the secure gateway. The plug-in may receive, responsive to sending the request via a secure communication channel with the secure gateway, the electronic card information issued to the device via the secure gateway. The plug-in may automatically add, responsive to receiving the electronic card information, the electronic card information into a mobile payment application of the device using the electronic card information.
Public/Granted literature
- US20170308902A1 ISSUANCE OF VIRTUAL ELECTRONIC CARDS USING DEVICE AND USER-SPECIFIC AUTHENTICATION INFORMATION Public/Granted day:2017-10-26
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