Invention Grant
- Patent Title: Secure contactless payment systems and methods
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Application No.: US15330810Application Date: 2016-11-07
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Publication No.: US10552815B2Publication Date: 2020-02-04
- Inventor: Rebecca Loevenguth , Evans Mehew , Dave Owen , Dianna Lyons , Scott Paintin
- Applicant: The Western Union Company
- Applicant Address: US CO Denver
- Assignee: The Western Union Company
- Current Assignee: The Western Union Company
- Current Assignee Address: US CO Denver
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q20/20
- IPC: G06Q20/20 ; G06Q20/32 ; G06Q20/40 ; H04L29/06 ; H04W12/06

Abstract:
According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.
Public/Granted literature
- US20170148008A1 Secure contactless payment systems and methods Public/Granted day:2017-05-25
Information query