An electronic payment system is provided to comprise a mobile terminal 10 for emitting remotely operable signals, and a printing machine 11 that comprises a communications device 5 for receiving the remotely operable signals emitted from mobile terminal 10 to drive automated machine 1, an automatic payment device 6 connected to communications device 5 and a financial database 7 of a banking depository system, and a printer 51 connected to communications device 5 for printing information on a record radium for the real-time electronic transaction without credit transaction to offer goods, services or amusement to users from automated machine 1 and to dispense recording medium for users to confirm the transaction fee amount that was withdrawn from the account at financial database 7.