Invention Grant
- Patent Title: Methods and system for real-time fraud decisioning based upon user-defined valid activity location data
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Application No.: US15181982Application Date: 2016-06-14
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Publication No.: US10565589B2Publication Date: 2020-02-18
- Inventor: Cindi Pitz , Roopa Vaidya , Michael Cardamone
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Buchanan Ingersoll & Rooney PC
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/32 ; H04W4/021 ; H04W64/00 ; G09G5/377

Abstract:
A computer-implemented method for real-time fraudulent activity verification, comprising: displaying, on a user device, a first notification which prompts entry of a user-selected geographic area, the user-selected geographic area defining a valid region for processing of transactions associated with a user; receiving, by the user device, user-defined geographic data, the user-defined geographic data specifying at least one user-selected geographic area and defining the valid region for processing of transactions; transmitting, by the user device, the user-defined geographic data along with user data, the user data identifying the user device or the user; receiving, the user device, a second notification, the second notification being an authentication request message received in response to a proposed transaction associated with a user identifier related to the user; displaying, by the user device, the second notification; receiving, by the user device, user-provided authentication data; and transmitting, by the user device, the user-provided authentication data.
Public/Granted literature
- US20170357971A1 METHODS AND SYSTEM FOR REAL-TIME FRAUD DECISIONING BASED UPON USER-DEFINED VALID ACTIVITY LOCATION DATA Public/Granted day:2017-12-14
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