A system, method, and computer program product are provided for providing device centric payments in roaming conditions. In operation, a device requests service from a visiting communication network. The device provides an identity associated with the device. The device records an amount of service utilized (e.g. utilizing blockchain technology, etc.). The device submits the amount of service utilized to the visiting network or to a blockchain, such that the visiting network is capable of determining whether the amount of service utilized recorded by the device is similar to an amount of service usage measured by the visiting network (e.g. when an established credit limit available has been utilized, etc.).