• Patent Title: Apparatuses and methods for managing payment applets on a secure element to conduct mobile payment transactions
  • Application No.: US14475384
    Application Date: 2014-09-02
  • Publication No.: US10650372B2
    Publication Date: 2020-05-12
  • Inventor: Ahmer A. Khan
  • Applicant: Apple Inc.
  • Applicant Address: US CA Cupertino
  • Assignee: Apple Inc.
  • Current Assignee: Apple Inc.
  • Current Assignee Address: US CA Cupertino
  • Agency: Treyz Law Group, P.C.
  • Agent Jason Tsai
  • Main IPC: G06Q20/32
  • IPC: G06Q20/32 G06Q20/38
Apparatuses and methods for managing payment applets on a secure element to conduct mobile payment transactions
Abstract:
A system for provisioning credentials onto an electronic device is provided. The user device may include a secure element and a corresponding trusted processor. A contactless registry service (CRS) applet running on the secure element may be used to manage the activation of one or more associated payment applets during a mobile payment transaction. The CRS applet may include at least a user input received flag and an authorization received flag. The user input received flag may be asserted in response to detecting a required user input for initiating payment. The authorization received flag may be asserted when the trusted processor sends an activation request to the secure element. A payment applet should only be activated when at least one of the user input received flag and the authorization received flag has been asserted.
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