Invention Grant
- Patent Title: Digital bank branch
-
Application No.: US15810198Application Date: 2017-11-13
-
Publication No.: US10657589B2Publication Date: 2020-05-19
- Inventor: Ravi Acharya , Jonathan S. Beck , Shawn Morton , Sih Lee
- Applicant: JPMorgan Chase Bank, N.A.
- Applicant Address: US NY New York
- Assignee: JPMORGAN CHASE BANK, N.A.
- Current Assignee: JPMORGAN CHASE BANK, N.A.
- Current Assignee Address: US NY New York
- Agency: Greenblum & Bernstein, P.L.C.
- Main IPC: G06Q40/02
- IPC: G06Q40/02 ; G06Q40/00

Abstract:
A digital bank branch system is provided for associating a customer communicating over a network with a banking host system with a physical bank branch. The digital bank branch system includes at least one computer memory storing customer information and instructions and at least one computer processor accessing and executing the stored instructions to perform multiple steps. The steps may include associating each customer with a local bank branch, the association accomplished based on at least one of a customer address, a physical customer location and a customer selection of the local bank branch. The system may further provide a local branch information area at a web address, the local branch information area accessible over the network including information relevant to the local bank branch. The system may additionally generate alerts relevant to the local bank branch, select a channel for distribution of the alerts from a plurality of available channels based on the customer information stored in the computer memory, the available channels including at least email, text message, and social media channels; and distribute the alert over the selected channel.
Public/Granted literature
- US20180101905A1 Digital Bank Branch Public/Granted day:2018-04-12
Information query