Provided is an image forming apparatus including a charge processing section and an operation section that are brought closer in height to each other, thus improving the operability of a user. The image forming apparatus (100) includes a coin insertion processing section (110), an operation panel (120) and an electrophotography printer (130). The coin insertion processing section (110) is configured to accept money and then execute charge processing so as to permit image formation by the image forming apparatus (100). The operation panel (120) is configured to, when the coin insertion processing section (110) executes the charge processing, accept setting of image formation by the image forming apparatus (100). The electrophotography printer (130) is configured to form an image of the read image data based on setting at the operation panel (120). The coin insertion processing section (110) is disposed at a height equal to a height of the operation panel (120).