An encryption method to protect the identification and account constructs displayed on cards, like identification cards and credit cards, or on paper medium like hospital or bank statements, where these constructs are comprised of numbers, and/or characters, and/or symbols and where the encryption method works by replacing some of the elements comprising the account construct with a special symbol(s) to avoid revealing the entire construct to unauthorized people and where the numbers and/or characters replaced by the special symbol(s) represent the personal identification number (PIN) associated with the construct. The method is designed to be utilized by issuers of cards like hospitals, governments and banks, and used as a process to protect the cardholder account information or account statements on paper medium. To provide the entire construct, the user simply replaces the special symbol(s) with his PIN. Without the PIN, a person will not be able to complete the construct.