Invention Grant
- Patent Title: Cloud-based transactions methods and systems
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Application No.: US15949790Application Date: 2018-04-10
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Publication No.: US10664824B2Publication Date: 2020-05-26
- Inventor: Erick Wong , Christian Flurscheim , Oleg Makhotin , Eduardo Lopez , Sanjeev Sharma , Christopher Jones , Abhishek Guglani , Jarkko Oskari Sevanto , Bharatkumar Patel , Tai Lung Burnnet Or , Christian Aabye , Hao Ngo , John F. Sheets
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q20/32
- IPC: G06Q20/32 ; G06Q20/38 ; H04L9/08 ; H04L29/06

Abstract:
Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include receiving a cryptogram generation key replenishment request that includes transaction log information derived from transaction data stored in a transaction log on a communication device, verifying that the transaction log information in the replenishment request is consistent with the previously received transaction information, and providing a new cryptogram generation key to the communication device in response to verifying the transaction log information in the replenishment request.
Public/Granted literature
- US20180232722A1 CLOUD-BASED TRANSACTIONS METHODS AND SYSTEMS Public/Granted day:2018-08-16
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