Invention Grant
- Patent Title: System and method for location-based trafficking for resource accumulation
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Application No.: US15430013Application Date: 2017-02-10
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Publication No.: US10672021B2Publication Date: 2020-06-02
- Inventor: Tracy Beth Greene , Sean Michael Gutman , Emily Paige Bosin
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; Peter B. Stewart
- Main IPC: G06Q30/02
- IPC: G06Q30/02 ; H04W4/02 ; H04W4/12 ; H04M1/72 ; H04M1/725

Abstract:
Embodiments of the present invention provide a system for location-based trafficking for resource accumulation. The system may monitor location data of a mobile device of a user to determine when the user is within a predetermined distance from a specific geographical location of a resource. The system may then automatically transmit a token alert across a wireless network to the mobile device, activating a resource accumulation application to cause a user interface of the mobile device to display an augmented reality of a camera display that includes a virtual token. In some embodiments, the system determines that some advanced interaction has occurred between the user and a merchant associated with the geographical location of the resource and, in response, provides additional virtual tokens or improves the benefit to the user for one or more virtual tokens.
Public/Granted literature
- US20180232756A1 SYSTEM AND METHOD FOR LOCATION-BASED TRAFFICKING FOR RESOURCE ACCUMULATION Public/Granted day:2018-08-16
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