The present invention relates to a digital virtual currency transaction system and method which enable a receiver to make digital virtual currency transactions having a block chain regardless of whether an electronic wallet has been opened, and which have a block chain between concerned parties to guide the concerned parties to be able to conveniently make URL-based transactions without recognizing a public address comprised of 32 bytes or more for every digital virtual currency transaction having a block chain between concerned parties. Provided are a system and a method using same, the system comprising: a block chain-based digital virtual currency transaction guide server (100); a giver terminal (200) which is loaded with a giver-side block chain-based digital virtual currency transaction app (210), generates a giver transaction request signal; and a receiver terminal 300 which clicks the receiver transaction selecting URL (A).