The present invention provides a service processing method and a terminal, and relates to the communications field, so as to display an intention (intention), so that a user can freely select a to-be-executed intention. A first communications terminal determines L intentions, where both the first communications terminal and a second communications terminal support an application, the application supports the L intentions, and L is an integer greater than or equal to 1; the first communications terminal displays at least one of the L intentions; the first communications terminal determines a to-be-executed intention according to a trigger operation of a user; and the first communications terminal transmits data corresponding to the to-be-executed intention to the second communications terminal.