Invention Grant
- Patent Title: Loss mitigation implementing unmanned aerial vehicles (UAVs)
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Application No.: US16294340Application Date: 2019-03-06
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Publication No.: US10685404B1Publication Date: 2020-06-16
- Inventor: Nathan L Tofte , Timothy W Ryan , Nathan W Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N Harvey , Roxane Lyons , Rosemarie Geier Grant
- Applicant: State Farm Mutual Automobile Insurance Company
- Applicant Address: US IL Bloomington
- Assignee: State Farm Mutual Automobile Insurance Company
- Current Assignee: State Farm Mutual Automobile Insurance Company
- Current Assignee Address: US IL Bloomington
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q40/08

Abstract:
Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an insured asset and the area surrounding an insured asset, such as with the policyholder or insured's permission and collect data related to the insured asset, such as images, video, audio, weather conditions, thermal signatures, wood and soil samples, etc., and transmit this data to a computing device. The computing device may be associated with and/or utilized by an insurance provider to perform insurance-related tasks, such as processing the data to determine an amount of risk associated with the insured asset. If the amount of risk has increased, the computing device may provide a recommendation to a mobile device of the policyholder on how to reduce the risk such that corrective action may be taken. Insurance discounts may be provided based upon following recommendations that mitigate risk.
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