Invention Grant
- Patent Title: Electronic financial service risk evaluation
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Application No.: US14244619Application Date: 2014-04-03
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Publication No.: US10692087B2Publication Date: 2020-06-23
- Inventor: Patrick Ryan Flanagan , Rajesh Ponnam
- Applicant: Blackhawk Network, Inc.
- Applicant Address: US CA Pleasanton
- Assignee: BLACKHAWK NETWORK, INC.
- Current Assignee: BLACKHAWK NETWORK, INC.
- Current Assignee Address: US CA Pleasanton
- Agency: Wick Phillips Gould & Martin LLP
- Agent Jerry C. Harris, Jr.
- Main IPC: G06Q20/04
- IPC: G06Q20/04 ; G06Q20/40 ; G06Q20/34

Abstract:
Electronic stored value cards (“eSVCs”) may be susceptible to fraud, theft, or unauthorized access. As eSVCs are still relatively new, the eSVC industry may not have fully developed sufficient safeguards to prevent such fraud, therft, and unauthorized access. Disclosed herein are systems, apparatus, and methods for evaluating whether or not to provide a service, which may include displaying, funding, or authorizing an eSVC. The evaluation may be in response to a request for such a service. The evaluation may be based on a risk due to fraud, theft, or unathorized access.
Public/Granted literature
- US20140304148A1 Electronic Financial Service Risk Evaluation Public/Granted day:2014-10-09
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