Invention Grant
- Patent Title: Homeowners insurance application process using geotagged photos
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Application No.: US15667318Application Date: 2017-08-02
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Publication No.: US10692151B1Publication Date: 2020-06-23
- Inventor: Timothy Kiper , Dwayne Taylor , Jeffrey Howard Abel , Amy Engelhorn
- Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: Marshall, Gerstein & Borun LLP
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; G06Q30/02 ; G06K9/62 ; G06F16/29 ; G06F16/23 ; G06F16/58

Abstract:
Methods, systems, and computer readable media are disclosed for determining a homeowners insurance quote from a captured image of a dwelling. The captured image includes geotagged information, and the address of the dwelling is determined by reverse geocoding this information. An insurance premium quote may then be generated based on the reverse geocoded address and any additional risk assessment factors, such as the building characteristics. Verification of the address may also be performed by accessing one or more databases, which may store information including addresses, coordinates, and images associated with the address. The building characteristics may be retrieved from one or more of the databases to allow for quote generation with minimal user intervention. Matching properties having comparative quotes near the dwelling address may also be generated.
Information query