A system and method for generating an aggregate document comprised of at least one sub-document. The system comprises a document management system on a first computing device connectable over a network with a user computing system on a second computing device remote from the first computing device. The document management system on the first computing device has access over the network to a plurality of databases including an aggregate document database, a license database, and a document repository database. Each of the first computing device and the second computing device have software code operationally installed thereon for effecting instructions for controlling certain aspects of each computing device. The software code on the first computing device is operational at least for controlling hardware components of the first computing device to create a builder subsystem configured to enable a user to generate at least one aggregate document.