Invention Grant
- Patent Title: System and methods for determining owner's preferences based on vehicle owner's telematics data
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Application No.: US16266936Application Date: 2019-02-04
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Publication No.: US10703379B1Publication Date: 2020-07-07
- Inventor: Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, Sr. , Ryan Gross
- Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Applicant Address: US IL Bloomington
- Assignee: State Farm Mutual Automobile Insurance Company
- Current Assignee: State Farm Mutual Automobile Insurance Company
- Current Assignee Address: US IL Bloomington
- Agency: Lee & Hayes, P.C.
- Main IPC: G07C5/00
- IPC: G07C5/00 ; B60W40/09 ; G06Q50/30 ; G06Q30/06

Abstract:
Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.
Information query