Invention Grant
- Patent Title: Systems and methods for translating a gesture to initiate a financial transaction
-
Application No.: US15925153Application Date: 2018-03-19
-
Publication No.: US10706396B2Publication Date: 2020-07-07
- Inventor: David K. Wurmfeld , Tyler Sylvain Locke , Adam Koeppel
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: CAPITAL ONE SERVICES, LLC
- Current Assignee: CAPITAL ONE SERVICES, LLC
- Current Assignee Address: US VA McLean
- Agency: Troutman Sanders LLP
- Agent Christopher J. Forstner; John A. Morrissett
- Main IPC: G06Q20/10
- IPC: G06Q20/10 ; G06F3/01 ; G06Q20/32 ; G06Q20/40

Abstract:
Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.
Public/Granted literature
- US20190287083A1 SYSTEMS AND METHODS FOR TRANSLATING A GESTURE TO INITIATE A FINANCIAL TRANSACTION Public/Granted day:2019-09-19
Information query