Invention Grant
- Patent Title: Transaction authorizations using device characteristics
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Application No.: US16119626Application Date: 2018-08-31
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Publication No.: US10721324B2Publication Date: 2020-07-21
- Inventor: Andras Ferenczi , Vishnu Garg , Vernon Marshall , Sulabh Monga , Timothy Rollins , Vishnuvajhala Venkata Subrahmanyam
- Applicant: American Express Travel Related Services Company, Inc.
- Applicant Address: US NY New York
- Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
- Current Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
- Current Assignee Address: US NY New York
- Agency: Thomas|Horstemeyer, LLP
- Main IPC: G06F15/16
- IPC: G06F15/16 ; H04L29/08 ; G06Q30/06 ; H04L29/06 ; G06F21/57 ; G06Q30/02 ; G06F21/44 ; G06F16/958
Abstract:
A merchant server may integrate device identifying code into a webpage. In response to a device accessing the webpage, the device identifying code may cause the merchant server to obtain characteristics of the device. A device registry may compare the characteristics of the device with known device profiles to determine a risk level of the device. A transaction account issuer may utilize the risk level in performing an authorization evaluation.
Public/Granted literature
- US20180375955A1 TRANSACTION AUTHORIZATIONS USING DEVICE CHARACTERISTICS Public/Granted day:2018-12-27
Information query
