According to one exemplary embodiment, a method for dynamic generation of payment token ratings is provided. The method includes receiving a token request, whereby the token request includes a plurality of metadata. The method also includes analyzing the received plurality of metadata based on at least one predefined rule set. The method further includes generating a token in response to receiving the token request. The method then includes determining an assurance rating for the generated token based on the analyzed received plurality of metadata, whereby the assurance rating indicates a risk of fraud associated with the generated token. The method finally includes assigning a token rating to the generated token based on the determined assurance rating.