Invention Grant
- Patent Title: Using psychometric analysis for determining credit risk
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Application No.: US15704586Application Date: 2017-09-14
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Publication No.: US10755348B2Publication Date: 2020-08-25
- Inventor: John Galen Buckwalter , David Herman , Andrew Wen , Scott Saunders
- Applicant: Payoff, Inc.
- Applicant Address: US CA Tustin
- Assignee: Happy Money, Inc.
- Current Assignee: Happy Money, Inc.
- Current Assignee Address: US CA Tustin
- Agency: Alford Law Group, Inc.
- Agent William E. Alford; Andy Pho
- Main IPC: G06Q40/02
- IPC: G06Q40/02

Abstract:
A method of obtaining psychometric information about a user is disclosed. A psychometric graphical object is provided to the user by a personalized user management module. User interaction with the psychometric graphical object is measured by a psychological traits evaluation module. At least a first wider portion of the psychometric graphical object is labeled with a first keyword related to a psychological trait. At least a second wider portion of the psychometric graphical object is labeled with a second keyword related to the psychological trait.
Public/Granted literature
- US20180253793A1 USING PSYCHOMETRIC ANALYSIS FOR DETERMINING CREDIT RISK Public/Granted day:2018-09-06
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